Student Loan Code of Conduct
To comply with the 2008 Higher Education Opportunity Act, 8月14日颁布, 2008, Kentucky Christian University adopts the following Student Loan Code of Conduct to serve as the guiding principles in ensuring the integrity of the student financial aid process. All 网赌最好最大平台 employees who have responsibilities with respect to educational 贷款s are required to comply with this Student Loan Code of Conduct.
1. Neither 网赌最好最大平台 as an institution nor any individual employee shall enter into any revenue-sharing arrangements with any lender. For the purposes of this document, revenue-sharing is defined to mean any arrangement between an institution and a lender making Title IV 贷款s wherein the institution recommends the lender or the 贷款 products, 作为交换, the lender pays a fee or provides a service to the institution or its employees.
2. An employee who has responsibilities with respect to education 贷款s, or any of their family members, shall not solicit or accept any gift from a lender, 担保人, or servicer of education 贷款s. For purposes of this prohibition, the term “gift” means any gratuity, 忙, 折扣, 娱乐, 热情好客, 贷款, or other item having a monetary value of more than a de minimus amount. The term includes a gift of services, 运输, 住宿或膳食, 是否以实物提供, 通过购买门票, 预付款, or reimbursement after the expense
已经发生了.
3. An employee who has responsibilities with respect to education 贷款s shall not accept from any lender or affiliate of any lender any fee, 付款, or other financial benefit (including the opportunity to purchase stock) as compensation for any type of consulting arrangement or other contract to provide services to a lender or on behalf of a lender relating to education 贷款s.
4. 九九大学不得, through award packaging or other methods, assign a first-time borrower’s 贷款 to a particular lender or refuse to certify, or delay certification of, any 贷款 based on the borrower’s selection of a particular lender or guaranty agency.
5. 九九大学不得 request or accept from any lender any offer of funds to be used for private education 贷款s, including funds for an opportunity pool 贷款, in exchange for the institution providing concessions or promises to a lender regarding a specified number of 贷款s made, 被保险人, or guaranteed; a specified volume of 贷款s; or a preferred lender arrangement for such 贷款s. An opportunity pool is defined as a private education 贷款 made by a lender to a student (or the student’s family) that involves 付款 by the institution to the lender for extending credit to the student.
6. 九九大学不得 request or accept from any lender any assistance with call center staffing or financial aid office staffing unless those services are short-term and nonrecurring, in the event of an emergency or disaster or for office staff professional development. Those services may include providing counseling, 金融知识, or debt management materials to borrowers as long as such materials disclose to borrowers the name of the lender that provided or assisted in the preparation of the materials.
7. Any employee who has responsibilities with respect to education 贷款s or other student financial aid, and who serves on an advisory board, 委员会, or group established by a lender, 担保人, or group of lenders or 担保人s, shall be prohibited from receiving anything of value from the lender, 担保人, or group of lenders or 担保人s, except that the employee may be reimbursed for reasonable expenses incurred in serving on such advisory board, 委员会, 或组.
